There are quite a few programs available to
provide assistance to low income individuals & families when it
comes to medical care. In addition to the usual outlets such as
taxpayer funded Medicaid and free clinics there are plans to
assist in buying medicine and receiving supplies for certain chronic
illness. Some of the PAP's are listed below.
This is NOT a health insurance
policy. The plan provides discounts at certain health care
providers of medical services. Those who cannot qualify for
health insurance should consider the Benicard in addition to the
resources listed below.
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Legal
Documents
Legal documents, while not in the
category of Patient Assistance Programs, are none the less important
forms that everyone needs. Your estate plan consists of a
testamentary will, a health care directive ("living" will), and
various powers of attorney. Since these documents are put into play
when you are incapacitated or dead, you need to make sure the
documents CLEARLY EXPRESS YOUR WISHES. Otherwise, you may be better
off not having these documents.
Have you updated your "Living Will"
since the recent
changes in Georgia law? If not, it may be invalid. You
can download a current form here.
How much for a colonoscopy? How about
osteoporosis screening? How much do procedures REALLY cost in your
area? Check over 100,000 prices with data gathered from
multiple sources including Medicare, self funded plans and
consumers.
"For those families who qualify medically and
financially, PSI may subsidize the expensive premiums for
COBRA, conversion policies, high-risk insurance pools,
and open enrollment health insurance plans. "
The HealthWell
Foundation® is a 501(c)(3) non-profit,
charitable organization that helps individuals afford prescription
medications they are taking for specific illnesses. The Foundation
provides financial assistance to eligible patients to cover
certain out-of-pocket health care costs, including:
Prescription drug coinsurance, copayments, and deductibles
Patient Advocate Foundation's Co-Pay
Relief (CPR) Program provides direct co-payment assistance for
pharmaceutical products to insured Americans who financially and
medically qualify. We are pleased to announce that beginning on
January 1, 2006 CPR will begin welcoming new Medicare Part D
beneficiaries who require assistance with their pharmaceutical
co-payments. The Program offers personal service to all patients
through the use of CPR call counselors; personally guiding patients
through the simple enrollment process.
Now, you may have
one less thing to worry about. Your state, and every state in the
nation, has a health insurance program for infants, children and
teens. The insurance is available to children in working families,
including families that include individuals with a variety of
immigration status.
The fact is, today, too many
honest hardworking American families struggle to make ends meets
and,
through no fault of their own, find themselves in serious
financial trouble.
If a relatively small amount
of money can make the world of difference to your life, NetWish is
here to help.
Patient Advocate
Foundation is a national non-profit organization that seeks to
safeguard patients through effective mediation assuring access to
care, maintenance of employment and preservation of their financial
stability.
State by state guide to resources for support
groups and financial assistance. Information
on seeking financial relief for a broad range of needs including
housing, utilities, food, transportation to medical treatment, home
health care, medical devices, and pharmaceutical agents.
A powerful resource for all.
Our mission is to increase awareness of patient
assistance programs and boost enrollment of those who are eligible.
The Partnership for Prescription Assistance offers a single point of
access to more than 475 public and private patient assistance
programs, including more than 150 programs offered by pharmaceutical
companies
Ohio's "Best Rx" is a prescription drug
discount card program designed to lower the cost of prescriptions
for Ohio residents without prescription drug insurance coverage who
are:
60 years of age or over; OR
Under age 60 with annual family
incomes of less than 250% of the Federal Poverty Level which is:
$24,504 (single), $33,000 (family of two), $50,004 (family of
four).
Advanced Search is a powerful tool
that helps determine your eligibility for both State-Sponsored and
Company-Sponsored Patient Assistance Programs depending on which
medication you need.
Modest Needs is a
non-profit organization reaching out to hard-working individuals and
families who suddenly find themselves faced with small, emergency
expenses that they have no way to afford on their own.
After our father
passed away in 2004 and our mother in 2005, we were left with the
emotional challenge of losing loved ones, and a pile of medical
bills from physicians, the hospital, and other ancillary services.
As we organized and reviewed the bills and insurance statements, we
also quickly realized that we had been inaccurately charged by our
health care providers and insurance had declined payment for
services that should have been paid. Fortunately, my sister and I
were health care professionals and had the experience and expertise
to sort through the confusing paperwork.
We empathize with
you and your situation because we have been there. We are a team of
health care and billing professionals that do what we do because we
believe in the value of the services we provide and care about
making a difference in a world of confusion and
frustration.
Medi-Share is a non-insurance health care alternative
that brings Christians together to share the cost of their medical
bills and save money. Compared to mainstream health insurance plans,
most Medi-Share families save between $2000 and $4000 per
year.
The Christian Brotherhood
Newsletter ministry is a medical cost-sharing ministry based on
Galatians 6:2: “Carry each other’s burdens, and in this way you
will fulfill the law of Christ.”
The thousands of Christian families who
participate in this ministry are called “Subscribers.” Subscribers
help themselves and fellow Christians through monthly financial
gifts. These gifts are used to meet Subscribers’ medical expenses.
In this way we share the burden, bring honor to God and present a
testimony of Christ to others.
Christians are helping Christians with medical expenses through a
unique ministry that doesn't involve insurance. You can be a part of
this growing network of believers faithfully applying Biblical
principles.
When we all work together, the burden on each of us is very
light. As a result, since 1994 the monthly share has not exceeded
$248.00 and is even lower for singles and couples.
Crossborderpharmacy.com is a leading global mail order
pharmacy which provides high-quality prescription drugs to
American patients. In Canada, Israel, Australia, Chile and the UK,
drugs cost 15% to 70% less than they do in the U.S., and
crossborderpharmacy.com patients can save hundreds of dollars a
year on prescriptions.
Low cost source, often less
than Canadian drug pricing. Shipped with Kosher markings. Usually
such packages do not get interrupted by U. S. Customs or the
FDA.
